BankForward Consulting, LLC - Advancing A New Model for Community Banking
Bob Koncerak

Bob Koncerak has 30 years of experience across financial services and asset finance-related businesses.  His background includes positions in the capital markets, corporate finance, commercial banking and risk management. After earning degrees from Penn State and Duquesne University, Bob spent the early years of his career as credit manager and assistant treasurer for J&L Specialty Steel in Pittsburgh.   Bob entered the banking industry in 1998, first as controller for Mellon Bank’s capital markets division, then as CFO for Wachovia’s capital markets and wealth management divisions.  In 2007, Bob joined an Atlanta de novo start-up that raised nearly $35MM and opened Touchmark National Bank.  After TMAK became profitable, Bob established BankForward Consulting, LLC in 2010 and assisted several Georgia financial institutions during the financial crisis. Bob recently finished a two-year restructure of $600MM Altrust Financial Services in Cullman, Alabama, where he oversaw a charter merger and established risk management and vendor management programs.

In July 2013, Bob published a book about his community bank experiences titled The Most Fun I Never Want To Have Again – A Mid-Life Crisis in Community Banking.

In February 2015, Bob became president at Cold River Land Management in Alpharetta, GA.  Cold River provides solutions to companies looking to optimize and outsource property tax management, appeals, payments and related services.  Bob is a speaker and writer on matters of financial interest.

Office Location:
11960 North Hickory Trace
Alpharetta, GA 30004
Nothing in the world can take the place of Persistence.  Talent will not; nothing is more common than unsuccessful men with talent.  Genius will not; unrewarded genius is almost a proverb.  Education will not; the world is full of educated derelicts.  Persistence and Determination alone are omnipotent.
- Calvin Coolidge